Many people put off buying life insurance or don’t purchase enough coverage. In fact, J.D. Power and Associates states that 40% of Americans have no life insurance at all, and that 50 million people in the U.S. lack adequate insurance. Those who do buy life insurance often don’t understand how much to buy or what price is fair. Call us so we may assist you with you life insurance needs
We offers competitive rates for home owner property insurance policies. Our home insurance programs provide a safety net for you and your family when certain unfortunate events happen like theft, fire or floods. Our licensed bilingual and bicultural insurance experts with decades of experience can help you to select the right coverage to protect your home and personal property.
By law, starting on January 1, 2014, under the Affordable Care Act (ACA), or Obamacare, everyone is required to have health insurance coverage. As California Certified Agent (CIA) we can help you Enroll and update your status and have you free from worries and hours trying to communicating with the plan .
Our health affects your quality of life. If you become sick or injured, a short hospital stay could be costly. If you don’t have insurance, you could be responsible for the entire bill, and if you have a major medical incident, a health plan can help protect your finances. Serious diseases or accidents often need surgeries, treatments, and medications that can run into hundreds of thousands of dollars
Business insurance (also known as Commercial insurance) generally falls into three broad categories. Property insurance, Liability insurance, Workers compensation insurance.
Property insurance will cover damage to real or personal business property which results in a financial loss. A commercial liability insurance policy provides insurance protection in the event of third-party bodily injury or property damage for which the insured is legally responsible. If you are sued for personal injury or property damage, commercial liability insurance would cover the cost of defending and resolving the suit up to the established policy limits. Workers’ compensation insurance protects employers in the event of injuries sustained by employees while on the job. Workers’ compensation insurance is required by law in many states for employers with as few as one employee.
State workers’ compensation laws cover all types of employees regardless of whether they are working as a part-time, full-time or a leased worker. The laws specifically mention that teachers for public schools, county workers working under hazardous conditions, and even volunteers working for a profitable business can also qualify for occupation injury compensation benefits.
Depending on the nature of your business, additional specialized business insurance coverage may be required.
Kory's Insurance staffed who have decades of experience under their belt. In order to serve customers better, most agents are bilingual and understand the specific needs of the local community. They spend countless hours learning about each and every insurance carrier so that when you have questions about the coverage you need, you can rest assured knowing the experts will guide you to the right options.
Type Of Insurance
We offers a broad range of auto insurance options –Multi-policy, multi-car, good driver and student discounts are just a few of our auto insurance discounts available. Our friendly advisors will help you to find the policy that best suits your needs and your wallet, quickly. We offer low rates and excellent service, even for hard to insure drivers. If you have had a ticket, an accident, a DUI, or need an SR-22, we can help!
We believe it is to everyone’s benefit that all drivers have access to affordable auto insurance, regardless of their social, economic, or legal status. The advice of our insurance experts will help you to find the best insurance for you and your family. Call us today and let us maximize your savings